Summer and the Increasing Chances of an At-Home Injury

Summer and the Increasing Chances of an At-Home Injury

As summer approaches, it is worthwhile to note that the warmer weather can also be a factor in increasing the odds of an injury accident at home. If the injury is significant enough, it could lead to a homeowners’ insurance liability claim. So as the thermometer rises and visitors increase, here are some activities in which to take extra precautions.

Yard Work

Most of us don’t consider working in the yard or garden as a hazardous activity but it can be; especially when power tools are concerned. Riding and power mowers, weed eaters, hedge trimmers and chainsaws can cause some serious injuries rather quickly. Be cautious about wearing loose clothing and wear eye protection. You’ll also want to be careful when digging to make sure no power lines are nearby. Contact utilities companies to mark buried pipes and wiring prior to digging in your yard.

Grilling

We often forget that there are still hazards to be aware of even after the grill gets started. Only grill outdoors and away from other structures and anything flammable. Never leave a grill unattended when it is lit. Keep your grill well-maintained and clean. Grill foods thoroughly and avoid basting foods with liquids the meat was marinated in. Use long-handled tools when grilling out and keep surfaces clean. Keep a spray water bottle handy to tame flare-ups.

Sports and Outdoor Activities

If you enjoy cycling, wear a helmet and bright clothes to improve visibility. Stretch muscles before running, jogging or even playing volleyball. Be cautious around the wet surfaces surrounding a pool. When entertaining outdoors at night, make sure there is sufficient lighting to help prevent slip and falls. Be cautious not to over-serve alcohol and suggest visitors use a ride-sharing service or have a designated driver if drinking.

If you haven’t reviewed your homeowners’ insurance policy in years, now is a good time to make sure you have sufficient coverage. Maybe you’ve made some home improvements since your last review or perhaps housing values in your neighborhood have increased. Our independent agents can help, no matter which company issued your current policy. They can tell you what your policy covers and where there may be gaps. They can even secure quotes from multiple companies to ensure your rates are competitive. Contact us today to make sure you are prepared for the increasing activity the summer will likely bring.

Leave a Comment





Why You Should Have an Annual Business Insurance Review

October 29, 2020

The Two Biggest Factors That Make Life Insurance Rates Increase

October 28, 2020

The Great Recreational Vehicle Revival

October 27, 2020

Want to Add Value to Your Home? Consider Upgrading Your Landscaping

October 26, 2020

Weird Stuff You May Not Know About Grocery Shopping

October 23, 2020

Tapping Into The Genius of Your Staff to Make Your Business Better

October 22, 2020

Life Insurance: Buy What You Can Afford

October 21, 2020

The 10% Rule: Should You Drop Your Comprehensive & Collision Insurance?

October 20, 2020

This Biggest Cause of House Fires May Surprise You

October 19, 2020

The Benefits of Downsizing Your Household

October 16, 2020

Five Cost-Effective Marketing Ideas for a Small Business

October 15, 2020

Why an Independent Agent is Your Best Option for Life Insurance Quotes

October 14, 2020

Six Common Sense Tips to Make Your Home Safer and More Secure

October 12, 2020

Seven Steps You Can Take Today to Gain Control of Your Household Budget

October 9, 2020

Five Facts About Small Business Insurance Most Aren’t Aware Of

October 8, 2020

Getting Married? Now’s a Good Time to Consider Life Insurance

October 7, 2020

Drivers Aside, Our Highways Are Getting Safer

October 6, 2020

The Five Most Common Home Insurance Liability Claims

October 5, 2020

8 Upgrades to Help You Sell Your Home Faster for More $

October 2, 2020

Why You Need Business Insurance Even if You Rent Your Business Space

October 1, 2020

Why Life Insurance Should Be a Fundamental Part of Your Financial Plan

September 30, 2020

The Ten Most Frequent Causes of Automobile Accidents

September 29, 2020

The Good, Bad and Ugly of Renting

September 28, 2020

Whatever Happened to These Rock Stars?

September 25, 2020

Etsy and Ebay and Work From Home Businesses

September 24, 2020

How States Determine If You Have Car Insurance

September 22, 2020

Are You Asking the Right Questions About Homeowners Insurance?

September 21, 2020

Smartphones: How and How Much We Use Them May Surprise You

September 18, 2020

Own a Rental? You May Need Business Insurance

September 17, 2020

What is Decreasing Term Life Insurance?

September 16, 2020

How States Determine If You Have Car Insurance

September 15, 2020

One of the Best Buys in Loss Prevention: Renters Insurance

September 14, 2020

Seven Steps to a Better Night’s Sleep

September 11, 2020

Checking for Financial “Leaks” at Your Business

September 10, 2020

Three Ways Life Insurance May Help Pay For College

September 9, 2020

Is Your Car Insurance Company Aware You are Driving for a Food Delivery or Ride Sharing Service?

September 8, 2020

How Average Are You? Compare With This 12 Point Checklist

September 4, 2020

Think Twice Before Cutting Back on Business Insurance

September 3, 2020

Life Insurance as a Gift

September 2, 2020

What You Should Know About High-Risk Car Insurance

September 1, 2020

Whatever Happened to Backyard Diving Boards?

August 31, 2020

Some Very Common and Unique City Names in the United States

August 28, 2020

Protecting the Electronic and Digital Assets of Your Business

August 27, 2020

What it Takes to Qualify as a Beneficiary

August 26, 2020

Unusual DUI Cases That May Leave You Shaking Your Head

August 25, 2020

Homeowners Insurance When You Live Near Water

August 24, 2020

Gambling in America: Bet You Didn’t Know This

August 21, 2020

Why Your Bank May Require Business Insurance to Secure a Commercial Loan

August 20, 2020

Unique Benefits of Life Insurance You May Not Be Aware Of

August 19, 2020

Some Eye Opening Auto Accident Statistics

August 18, 2020

Drive-in Movie Theaters: Are They Making a Comeback?

August 14, 2020

Own a Bricks and Mortar Business? Look Out for These Liability Risks

August 13, 2020

What You May Need to Know About Filing a Life Insurance Claim

August 12, 2020

Can You Guess the Earliest, Widely-Used Car Safety Features?

August 11, 2020

Do You Remember These “One Hit Wonders?”

August 7, 2020

Business Partnerships and Business Insurance

August 6, 2020

When Should I get Life Insurance on My Child?

August 5, 2020

Why Are My Car Insurance Rates Climbing as My Car Gets Older?

August 4, 2020

They Eat What? Where? Dining Across the Globe

July 31, 2020

Preventing Slip and Falls at Your Business

July 30, 2020

Contact Us

-CONTACT US

OUR LOCATION

Have A Question?

We have an answer. Call us at 719-559-2544

719-559-2544

© Copyright 2020 Paramount Insurance Services  |   All Rights Reserved
Site by ICA Agency Alliance

719-559-2544

© Copyright 2020 Paramount Insurance Services  |   All Rights Reserved
Site by ICA Agency Alliance